Banking Solution

Our Professional Features

Deposit

Seamlessly fund your account through multiple channels—bank transfers, card payments, or mobile wallets. Your money is instantly credited and ready to use anytime.

features thumb not found

DPS

Build disciplined savings with fixed daily or monthly contributions. Earn attractive interest and track your progress in real time—ideal for long-term financial goals.

features thumb not found

FDR

Lock in your funds for a fixed period and enjoy higher, guaranteed returns. Choose flexible tenures and receive maturity alerts—risk-free, interest-secured growth.

features thumb not found

Transaction

Send, receive, and manage money across accounts or borders with full transparency. Every transaction is logged with detailed insights, history, and instant notifications.

features thumb not found

Withdraw

Withdraw funds securely to any bank, card, or supported wallet. Set custom limits, request scheduled withdrawals, or use our global network access.

features thumb not found

Referral

Earn rewards by inviting others to bank smarter. Share your referral link, and once your invitee activates their account, you both benefit—because good banking is better shared.

features thumb not found
shape not found
Banking Powered

Our Powerful Solutions

Empowering you with tools that make money movement, credit access, and daily payments easier, faster, and smarter—because you deserve financial freedom without friction.

solutions not found
mask shape
Not found

Fund Transfer

Send money instantly—locally or globally. Whether it’s to friends, family, or business partners, our secure and real-time transfer system ensures your funds get where they need to be, anytime, anywhere.

Not found

Loan

Access flexible and fast digital loans designed around your financial history and needs. No lengthy paperwork—just quick approvals, clear terms, and tailored repayment options to help you move forward with confidence.

Not found

Pay Bill

Take control of your recurring expenses in one place. Pay utility bills, subscriptions, internet, and more—automatically or manually. Set reminders, avoid late fees, and simplify your monthly obligations with just a few taps.

shape not found
step icon not found

Signup

step icon not found

Start Banking

step icon not found

Collect Paybacks

step icon not found

Enjoy Banking

All Plans

Our Plans

EduBest

Education DPS

$1000 / 180 Days
  • Interest Rate : 10.00000000%
  • Number of Installments : 4
  • Per Installment : $1000
  • Installment Slice : 180 Days
  • All Deposits : $4000.00
  • Final Maturity : $4400.00
Saver Plan

Future DPS Plan

$2000 / 30 Days
  • Interest Rate : 10.00000000%
  • Number of Installments : 365
  • Per Installment : $2000
  • Installment Slice : 30 Days
  • All Deposits : $730000.00
  • Final Maturity : $803000.00
My House Plan

House Plan DPS

$500 / 10 Days
  • Interest Rate : 15.00000000%
  • Number of Installments : 500
  • Per Installment : $500
  • Installment Slice : 10 Days
  • All Deposits : $250000.00
  • Final Maturity : $287500.00
Urgent Need

Basic Need

$200 / 2 Days
  • Interest Rate : 5.00000000%
  • Number of Installments : 30
  • Per Installment : $200
  • Installment Slice : 2 Days
  • All Deposits : $6000.00
  • Final Maturity : $6300.00
Starter

Urban Basic FDR

3.5% / 90 Days
  • Lock In Period : 90 Days
  • Get Profit Every : 90 Days
  • Profit Rate : 3.5%
  • Minimum FDR : $500.00
  • Miximum FDR : $4999.00
  • Compounding : Yes
  • Cancel In : Anytime
Standard

Urban Standard FDR

4% / 180 Days
  • Lock In Period : 180 Days
  • Get Profit Every : 180 Days
  • Profit Rate : 4%
  • Minimum FDR : $5000.00
  • Miximum FDR : $9999.00
  • Compounding : Yes
  • Cancel In : Anytime
Growth

Urban Growth FDR

5.25% / 365 Days
  • Lock In Period : 365 Days
  • Get Profit Every : 365 Days
  • Profit Rate : 5.25%
  • Minimum FDR : $10000.00
  • Miximum FDR : $24999.00
  • Compounding : Yes
  • Cancel In : Anytime
Elite

Urban Elite FDR

6% / 730 Days
  • Lock In Period : 730 Days
  • Get Profit Every : 730 Days
  • Profit Rate : 6%
  • Minimum FDR : $25000.00
  • Miximum FDR : $1000000.00
  • Compounding : Yes
  • Cancel In : Anytime
Tailored experiences

Our Powerful Solutions

Empowering you with intelligent tools that make money movement, credit access, and everyday payments easier, faster, and smarter—because true financial freedom should be seamless, secure, and always within your control.

  • Stressless Banking Solution
  • Ease of Integration
experiences thumb not found
experiences bg not found
cercle shape not found
Faq Questions

Explore Your Questions.

faq thumb bot found faq thumb bot found

Opening an account is simple and fully online. Just click “Open Account,” provide your personal details, upload a valid ID, and complete a short verification process. You’ll be up and running in minutes.

Absolutely. We use advanced encryption, biometric security, and real-time fraud monitoring to ensure your data and funds are always protected. We comply with global banking security standards.

Yes. Urban Finco supports both local and international transfers. You can send money across borders swiftly and securely at competitive rates.

We offer flexible digital loans based on your account activity and credit profile. These include personal loans, business loans, and short-term credit with transparent terms and fast approval.

Investing with Urban Finco is seamless. Simply log in to your dashboard, navigate to the “Investments” section, and explore a range of options—from Fixed Deposit Receipts (FDRs) to high-yield digital portfolios. Choose your preferred plan, set your amount and duration, and watch your money grow with full transparency and real-time tracking. We provide expert insights to help you make informed decisions.

faq shape not found
Why Choose Us

Experience the Urban Finco Advantage

We are Fast

Enjoy instant account setup, lightning-speed transactions, and real-time notifications—no delays, no stress.

Easy to Use

Our platform is built for simplicity. Whether you're transferring funds or managing savings, everything is just a tap away.

Extra-Secure Transactions

With multi-layer encryption, biometric login, and fraud detection technology, your money and data are always protected.

Live customer support when you need it

Our expert support team is available 24/7—real humans, ready to help you resolve issues or answer your questions anytime.

thumb not found
triangle shape not found